CFPB Targets Illegal Junk Fees
New CFPB guidance puts banks on notice that unfair business practices may be met with enforcement action.
CFPB Proposes Public Registry of Nonbank Offenders
The CFPB has proposed the creation of a public registry to monitor agency and court orders against nonbank financial firms.
Consumer Protection on the Chopping Block?
Recent court decision may threaten the future existence of the U.S. Consumer Financial Protection Bureau.
Seeking Structural Remedies for Corporate Recidivists
To curb repeat violations, federal regulators should seek remedies that change businesses’ structures or alter their incentives.
Lessons from the FTC’s Facebook Saga
The FTC’s settlement with Facebook does little to change or restrict recidivist business practices.
Large Firms as Repeat Offenders
Regulators must not provide special treatment to dominant companies that are caught repeatedly violating the law.
Reining in Repeat Offenders
In the 2022 Distinguished Regulation Lecture at Penn Law, CFPB Director urges regulators to take action against corporate recidivists.
The SBA Should Change Its Rules on Criminal History
Current small business lending discriminates by barring loans to people with criminal histories.
How Ending Forced Arbitration Advances Economic Justice
The CFPB has the power to curtail the use of forced arbitration clauses that hinder consumer rights.
Promoting Economic Justice
Experts examine how regulators and lawmakers can support low-income communities.
CFPB California Style
A new California regulatory agency aims to combat federal rollbacks of consumer financial regulation.